Mumbai
Company: Creditas Solutions Private Limited
Location: Mumbai
About Creditas Solutions
Creditas Solutions is a conversion engineering company built for the BFSI sector. We work with banks and NBFCs in India to turn intent into revenue: more applications completed, more approvals booked, more cards activated and used, and more loans disbursed. Our teams combine product, engineering and domain expertise to deploy solutions inside regulated environments, and we measure our work by the business outcomes our clients see.
What Cardinal does
Cardinal is our credit card portfolio platform. It helps issuers acquire, onboard, activate and grow their card base through digital journeys, decisioning and engagement, and connects with the bank’s card management system, core banking and other internal systems. Each Cardinal deployment is configured to the client’s products, policies and
risk rules, and taken live within the bank’s own security and change management processes. This role owns that path from signed contract to stable production.
The role
You will be the technical owner for how Cardinal and related solutions are shaped, configured and deployed at client banks and NBFCs. You will sit between our engineering team and the client’s business, technology and risk teams, and you will be accountable for each deployment going live on time and running well.
What you will do
• Translate client business requirements into product specs, BRDs, user stories and integration designs
• Lead solutioning conversations with bank and NBFC stakeholders on architecture, data flows, security and
compliance
• Own the deployment lifecycle: scoping, configuration, UAT, go live and post launch stabilisation
• Coordinate with client IT teams on API integrations, card management system and core banking connectivity, and
environment setup
• Feed learnings from live deployments back to engineering to shape the product roadmap
• Track timelines, dependencies and risks across multiple client implementations at once
• Support pre sales with technical demos, solution write ups, RFP responses and effort estimates
• Build reusable deployment playbooks, configuration templates and documentation so each rollout is faster than
the last
Basic requirements
• Bachelor’s degree in engineering, computer science or a related field. An MBA is a plus
• 3 to 6 years of experience in product management, solutions engineering, technical program management or implementation roles
• At least 1 year working on products or deployments in banking, financial services or fintech
• Working knowledge of REST APIs, JSON, webhooks, authentication methods and enterprise system integration
• Experience writing BRDs, PRDs or functional specifications that engineers can build from
• Comfort working in client environments with strict security, audit and change management processes
Skills we are looking for
• Good grasp of credit card or lending lifecycles: onboarding, underwriting, limit management, billing, collections or servicing
• Ability to read API documentation, use Postman or similar tools, and run basic SQL queries to debug and validate
• Clear communication with both technical and business audiences, and the confidence to push back on scope when needed
• Structured project management using tools like Jira and Confluence, with a habit of flagging risks early
• Understanding of RBI guidelines, data privacy and information security expectations for regulated entities
• Ownership mindset. You follow a deployment through to the end without waiting to be chased
Good to have
• Experience with card management systems, loan management systems, LOS or core banking platforms
• Exposure to digital journeys, mobile and web applications, or workflow and decisioning engines
• Familiarity with cloud environments (AWS, Azure or GCP), on premise bank deployments, and agile delivery
• Prior client facing experience with banks or NBFCs in India
What success looks like in the first year
• Two or more client deployments taken live on schedule with clean UAT sign off
• A documented deployment playbook that cuts onboarding time for new clients
• A steady feedback loop from the field into the product roadmap
• Trusted relationships with client technology and business counterparts
Why join us
• Direct exposure to senior leaders at banks and NBFCs
• A small, fast moving team where your work shapes the product
• Real ownership of outcomes from the first month